Will the advanced internal rating based (A-IRB) approach lead to increase in US bank mergers?
Lim, Bey An
Neo, Jasmine Wei Ling
Date of Issue2007
College of Business (Nanyang Business School)
Our paper examined whether there would be an increased likelihood of banks merging to improve their post-A-IRB financial performance after adopting the Advanced Internal Rating Based (A-IRB) approach. We used return on equity (ROE), return on assets (ROA) and credit risk (CR) as indicators of banks’ financial status. An analysis on bank’s hypothetical post-A-IRB financial status showed that banks would utilize excess capital to merge to improve profitability.
DRNTU::Business::Finance::Banking::Mergers and acquisitions
Final Year Project (FYP)
Nanyang Technological University